🙄 first of all, I carry a very limited wallet with me most of the time, and I only have to carry a keychain when I’m in the US.

I was replying to the dismissive person above asking what to do when he loses his phone. Which is absurd in itself.

I will say that it is incredibly liberating to have my one device do almost everything else I care about, mapping, calendaring, communicating with people in meeting with, conducting my purchases, and providing podcasts or tunes all at the same time. I love that I have open source software for almost all of the functions, and well essentially all conglomerated businesses are evil, I trust Visa way more than I trust, say, Bitcoin, or BNPL vendors like Affirm, or Klarna.

I’m not going to handle cash money if I don’t have to because exchange rates are terrible and take margins at EACH transaction, are bulky, are prone to loss and are dirty, while my CC/Debit cards offer zero forex fees.

I value my privacy, and I make reasonable efforts to frustrate the algorithms’ models of me, but quit pretending we all have to be Mennonites, and purity testing your community …

Taking the CC out of the sock drawer, at home. That’s an edge case though. That’s not what we are solving for the other 99.99% of the time …