This is true. And it’s also why I always recommend downloading steam through their website. They distribute their own Deb directly, and it auto updates.
Flatpak version is also okay but if you want to use a secondary disk then you need to know how to use portals (or the Flatpak configuration tool that I can’t remember the name of).
This is probably the reason why most distros will have the home directory on a separate partition. To easily allow you to keep your most important data when reinstalling or switching to a new distro.