Using Docker in a VM on a Hypervisor is industry standard, using docker inside of docker may be okay for CI purposes but I wouldn’t do anything more than that in production if it’s not necessary.
The stack from the image above (Windows>WSL> Docker>Minikube>Docker>App) is something you’d use on a dev machine (not a “real”, production-like test environment), in which case you don’t really care about the performance loss
Would you buy one that is? (assume the specs that this thing has, also consider that your answer has to be valid when you eventually get it in 5 years or so)