Pay securely with an Android smartphone, completely without Google services: This is the plan being developed by the newly founded industry consortium led by the German Volla Systeme GmbH. It is an open-source alternative to Google Play Integrity. This proprietary interface decides on Android smartphones with Google Play services whether banking, government, or wallet apps are allowed to run on a smartphone.
Seems like a strong argument for dedicated hardware to me. Something card shaped 😉
Sure, but it is way more convenient for many to tap the phone, and when there’s demand, there must be the supply.
After all, making privacy and security convenient is the number 1 issue in the adoption of good practices by regular users.